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Your guide to Credit Repair

Credit Repair

Credit repair is where you can challenge items on your credit report that look to be incorrect. You have the right to do this in the USA it is called the Fair Credit Reporting Act and the Accurate Credit Transactions Act.

The people who run credit repair companies know how these acts work and can turn them to your advantage very easily. CREDIT REPAIR IS NOT FREE. There is normally a monthly fee after a one off set up fee that is normally around $80 set up and then $50 a month until they have finished going through everything.

This process can take between sixty days and six months, sometimes even longer it depends on the size of your credit report and how many items are on there. And remember credit companies are not always the easiest people to deal with. If they remove something from your credit report they don't get paid.